Routing Number: 282075028

Checking & Savings Accounts

ACH transactions through online banking are now available!*  ACH payments are a fast way to move money, and incredibly convenient and safe.

With ACH processing through Arkansas Federal Credit Union, we make it quick and easy to manage:

  • Payroll                                                     
  • Employee Expense Reimbursements
  • Dividends and Bonuses
  • Tax Payments
  • Company-to-Company Payments          
  • Pre-Authorized Debits 

So what’s the benefit of an ACH?

  • Set it and forget it with recurring billing
  • Create templates for repetitive payments or collections
  • Submit batches to save time
  • Define settlement dates and/or frequencies in advance
  • Eliminate the hassle of paper checks and reduce the risk inherent in dealing with checks

Need to move money even faster? 

Arkansas Federal also offers convenient wire transfers, which are often same day. So no matter how you want to manage your money, Arkansas Federal makes it easy and efficient to do business.

*Fees for ACH transactions may apply. Please refer to the Schedule of Fees.


Business Savings

  • Required to establish membership
  • $100 minimum balance to open
  • Four free withdrawals per month
  • $5 fee for each withdrawal in excess
    of four per month
  • Free mobile & online banking
  • e-Statements
  • View current rates

Business Money Market

  • No minimum balance
  • No monthly fee
  • Unlimited withdrawals
  • Free mobile & online banking
  • e-Statements
  • Earn tiered dividends
  • View current rates

Basic Business Checking

  • No minimum balance
  • $100 opening deposit required
  • 100 free items processed per month
  • $0.50 per item in excess of 100
  • Privilege pay up to $500
  • Free mobile & online banking
  • e-Statements

Premier Business Checking

  • 2.50% APY
  • $10 monthly fee waived
  • No balance requirements
  • No transaction requirements
  • 200 items processed per month for free
  • $0.50 per item in excess of 200
  • Privilege pay up to $500
  • Free mobile & online banking
  • e-Statements
  • View current rates

We're open to all Arkansas businesses!  

To open your Business Account, drop into your local branch or call us at 800-456-3000 today.

Learn more

Required Documentation